LandVest Fractional Asset Units - 37% Annual Return
Direct co-ownership of verified Nigerian real estate with insured capital and deeded interest
₦5.00
The Co-Own by Landvest model represents a fractional real estate investment strategy tailored for the 2026 Nigerian economic landscape. In a market where a standard 2-bedroom apartment in Lagos now averages between ₦110 million and ₦160 million, this vehicle lowers the entry barrier to 1% of that cost (₦1,000,000).
Product Specifications & Yield Structure
The structure operates as a "buy-to-flip" model. LandVest Intercontinental pools capital from multiple investors, including you, acquire and develop distressed and high-growth assets, then liquidated at the end of the tenure to pay out principal and returns.
Tenure | Projected Return (ROI) | Annualized Rate (APR) |
6 Months | 16% | 32.0% |
12 Months | 37% | 37.0% |
18 Months | 47% | 31.3% |
24 Months | 74% | 37.0% |
Financial Analysis: 2026 Macro Context
To assess the real return from the 12-month 37% ROI, we are comparing against the prevailing 2026 economic indicators in Nigeria:
Inflation Hedge: With headline inflation projected to moderate to approximately 14%–16% by late 2026, the real return on this investment is calculated as follows:
Real Return = Nominal ROI - Inflation Rate
37% - 16% = 21%Sector Performance: While prime residential properties in areas like Ikoyi provide capital appreciation of 6%–10%, emerging corridors like Ibeju-Lekki and Epe (where Landvest typically operates) are seeing localized growth of 20%–25% due to infrastructure projects like the Lagos Green Line Rail.
Security and Documentation
In the 2026 regulatory environment, the Securities and Exchange Commission (SEC) Nigeria has tightened oversight on crowdfunding. Landvest (RC 1720028) provides three primary layers of documentation:
Deed of Agreement: A legal contract specifying the unit ownership and maturity terms.
Asset-Backing: The investment is legally collateralized by the underlying physical property ( LandVest's Ambiance II or Aafin Oba Estate).
Post-Dated Cheque: Used as a financial guarantee for the payout, though its value depends on the company's 2026 liquidity position.
Risk vs. Reward Profile
Liquidity Risk: Unlike Real Estate Investment Trusts (REITs) traded on the NGX, your capital is locked for the duration of the tenure (e.g., 12 or 24 months).
Market Risk: The "resale" model assumes the property will be sold at a profit. If the property market experiences a downturn, the developer, and not you, bears the burden of finding buyers to fulfill the fixed ROI.
Compounded Performance Projections
The following table shows the growth of your ₦5M capital. This assumes the ROI remains constant at 37% and the platform maintains liquidity for the full duration.
Duration | Total Portfolio Value | Total ROI (%) | Annual Percentage Rate (APR) |
Year 0 | ₦5,000,000 | — | 37% |
Year 1 | ₦6,850,000 | 37% | 37% |
Year 3 | ₦12,855,145 | 157.1% | 37% |
Year 5 | ₦24,130,862 | 382.6% | 37% |
Year 7 | ₦45,340,307 | 806.8% | 37% |
Year 10 | ₦116,459,702 | 2,229.2% | 37% |
Physical Land: Plots of lands, at their estate (Aafin Oba Estate) earmarked to you.
Legally binding through the clauses of your deed of agreement.
